H&R Block homework

• How can I earn money?  The way I could earn money is mostly doing the things I am legally allowed to do. As a young teenager I would have the option to earn money the easy way, like washing the car or even cleaning the room which I knew was my responsibility.  But noe that I am on my last year of high school I would be able to babysit or maybe even work at a deli. Unfortunately my age prohibits me to work as a cashier but perhaps stocking the shelves with new products.

• Credit cards credit cards are a major helpful thing to obtain. My parents both decided on a single one by receiving counseling from the banks and some friends whom have had experience. Young people should get a credit card after their first job because the first one is usually just practice, or honestly whenever they feel like they are ready. By this I mean that whenever they have had all the teaching and they actually prove that they can handle it on their own. 
• Expectations and hopes. My guardians have high expectations from me when it comes to money. This is because I am the youngest one from the family and well they have all gone through the bank issues so now they are there to teach me everything I need to know.

• Mistakes. The kind of mistakes they wish I avoid fall into the debt category.  Most of their mistakes were the fact that they would not pay on time so that would cause them to get fees and so they had to pay more. Also they suggested to not get many credit cards. To get a maximum of 4-5 cards if in case one day I want to get my own house or something like that. This because I could get confused and pay late so my whole credit will get ruined. 

• Financial recommendations and tips. One major financial recommendation they have for me is to always make a list of like for example groceries so I don't go over my budget and well obviously look for weekly offers to save up. Also to set up remainders of when to pay so I could avoid fees therefore my credit does not get ruin.  

• Role Model. Currently my role model is my mother because she knows how to administrate money. She has never ran out of time on when to pay so she has not gotten any fees and therefore she her credit hasn't gotten ruined so if she were to apply to new credit cards she'd get them with a good amount.  So I hope to avoid any minor mistakes she made now that I know its consequences.